Halidon Hill Finance offers a range of lending and leasing finance solutions to meet the varied needs of your business.
Long Term Finance Strategies
For almost every client, being surrounded by the best independent financial experts is key to their business success. No one should expect a bank to provide independent financial advice – it’s not their role.
Halidon Hill Finance can provide you with the right long term strategy to ensure you have the best finance structures in place for your business. We work with you and your accountant to ensure that you have the best plan in place for not just your immediate finance needs but also your long term outcomes.
Equipment Finance
Financing capital equipment needs to be done right to make sure you don’t interfere with your working capital lines.
Core income generating equipment and automation equipment all play an important part in business success and profitability. There are a myriad of financiers in the market – all with different appetites for financing different types of equipment. Our job is to assist you to obtain the very best deals according to your needs.
For imported equipment we establish escrow facilities and letters of credit to enable importation without the need for you to use working capital lines to pay deposits or progress payments.
Equipment we can finance:
Automotive Finance
Let us make the process of financing your vehicles and fleets simple and transparent. Beware dealer finance options which appear too good to be true.
Automotive finance we provide:
Working Capital Finance
Bank overdrafts are just one option and frequently there can be better options for working capital for a business.
Alternative financiers who understand balance sheet lending offer a range of trade finance solutions to enable payment to suppliers without the need for real estate security. Debtor finance, also known as receivables finance or factoring, offers a variable line of credit secured against your current invoices.
We offer bank loans and overdrafts, plus trade finance and debtor facilities for when you need to expand and keep expanding. Cash flow finance is just one part of your financial strategy.
Working capital solutions:
Commercial Finance
Commercial finance requires real estate security or collateral security to make loans and overdrafts available.
Commercial finance is an essential part of many businesses portfolios however there is a huge difference between doing it right and just accepting the options offered by a bank.
For whole of banking facilities, the banking covenants and cross collateral security can be the hidden details which many businesses miss. Halidon Hill Finance can help you get the optimal finance option whatever industry you are in. We are accredited with all the major lenders and can streamline the task to get you a complete range of solutions.
Commercial finance solutions:
Vendor Finance
Today, customers want their equipment supplier to offer a finance option during the sales process -Vendor Finance. Halidon Hill Finance can do that. We can manage the entire finance process. For the supplier, offering Vendor Finance is essential and advantageous to complete the sales process and provide a value – added option to customers. Our sales staff will provide the supplier’s sales staff with the best training in Vendor Finance so they are confident to offer it as an added benefit to customers.
Vendor finance for customers:
Property Finance
Through our multiple sources of finance from banks to non–bank lenders, we can arrange commercial and residential property finance for offices, factories, warehouses, retail property and the family home, whether to occupy or as an investment.
Property finance we provide:
Insurance
With every investment, comes the need to ensure proper insurance cover is in place. We have a panel available to arrange cover for property and all your business needs.