Halidon Hill Finance is the long-term financial partner for over 2,500 small, medium and large businesses across Australia. We believe in performance and responsibility. We’re agile, smart and progressive – and we challenge our clients to aim higher, helping them secure finance outcomes that truly fit their goals.
Our team is dedicated to go further and act as an all-encompassing business finance partner for our clients. With the depth and breadth of experience you get much more than a bank or single financier can ever be.
Halidon Hill Finance gives your business access to a broad panel of financiers, and the expertise to find the right solution among them.
The Commercial Finance Essentials
With over 20 years’ experience, we’ve learnt the essential business finance rules. Here are the four key elements we consider when we work with you:
Working Capital
Access to working capital is the key ingredient to business success.
Have more working capital available than you think you will ever need.
Separate equipment finance from your working capital finance.
Look beyond traditional bank overdrafts for working capital.
Security
Use anyone except your bank to finance your equipment.
Be cautious of cross collateralisation of security.
Keep asset holding entities separate from operating entities.
Beware banking covenants and company charges.
Long Term Strategy
A long-term strategic finance plan is your road map to stronger, more sustainable growth – and we’ll help you build it.
Keep your property security available for the opportunities ahead.
Your accountant and finance broker can compare options across multiple lenders – your bank can only offer its own products.
Look to reduce security over property assets and company charges.
Balance
Different financiers offer different solutions. We’ll help you weigh up every option so you can choose with confidence.
Have access to the widest range of solutions.
Keep working capital and equipment finance separate from property finance.
Don’t use working capital to import equipment from overseas suppliers.